Being financially literate today is not only important, but also prestigious. After all, proper financial management is the right key to financial well-being!
The threats of low financial literacy of the population are expressed in the growth of the number of financial abuses, in the accumulation of excess loans that are not able to pay off, inefficient distribution of personal savings. This is another source of stress.
Financial literacy helps us plan and use your personal budget effectively and make personal finance decisions based on from their long-term interests and desires, avoid unnecessary debts, navigate the complex services and products offered by banks and other financial institutions, recognize threats and reduce the risks of fraud. Being financially literate, we are generally better prepared for crisis situations and can better protect ourselves, better navigate the global financial crisis: deal with tax returns, choose afford retirement plans, save your savings, make the right investment and other financial decisions and do not panic.